We Help Align Your Money with What Matters Most to You.

At Petra, we have the infrastructure to serve people anywhere in the US who want more than just investment advice … they want clarity, confidence, and a trusted partner to guide them through life’s financial decisions.

We work with:

  • Families and individuals planning for retirement or major life transitions
  • Professionals and business owners seeking to align their wealth with their goals
  • Retirees who want to preserve their legacy and live with peace of mind

From our offices in Colorado Springs, Colorado, and Arizona, we proudly serve clients face-to-face. As a business that has clients in 30 states, our team is fully equipped to meet virtually with clients anywhere in the United States through secure Zoom meetings … offering the same personal connection and trusted guidance, no matter where you live.

Whether you’re building your financial foundation, preparing for retirement, or navigating a complex financial decision, we’re here to help you align your wealth with what matters most to you.

Petra Financial Advisors Colorado Springs
Petra Financial Advisors Arizona

Case Study 1: Retired Client

Finding Peace in Retirement
(Names and details have been changed to protect privacy).

When David and Linda came to Petra Financial Advisors, retirement was on the horizon. After decades of hard work, they had saved diligently, but instead of feeling excited, they felt anxious. Were they truly ready to stop working? Would their savings last? Could they maintain their lifestyle and still leave something for their children and fulfill their charitable desires?

Our team began by listening to their concerns and mapping out what mattered most to them … travel, time with children and grandchildren, and supporting a few causes close to their hearts. We then built a comprehensive financial plan designed to give them clarity:

  • Aligning their investments with a long-term strategy to weather market ups and downs while meeting their cash flow needs
  • Developing a tax-smart withdrawal strategy to make their money last longer
  • Monitoring important tax opportunities to minimize taxes over the long run while keeping costs for things like Medicare as low as possible
  • Reviewing their estate plan to ensure their legacy goals are protected

Today, David and Linda are fully retired and loving it. They spend part of the year at home and part of the year hosting friends and family at their cabin, without the constant worry about market fluctuations.

This is what we love to see … clients moving from anxiety to peace, from uncertainty to confidence

Case Study 2: Pre-Retirement Client

Gaining Clarity Before Retirement
(Names and details have been changed to protect privacy).

When Mark and Susan first met with Petra, they were five years away from retirement. Both had successful careers and healthy savings, but they felt uncertain. Were they saving enough? Could they retire when they hoped? Would their financial plan support the lifestyle they dreamed about … time for travel, volunteering, and helping their first grandchild with college someday?

Rather than jumping straight into numbers, we started with conversations about what truly mattered to them. Then we created a personalized pre-retirement roadmap that gave them confidence about their next steps:

  • Assessing their current savings and modeling retirement readiness under different scenarios
  • Aligning their investment strategy to balance growth potential with reduced risk as retirement approached
  • Planning when and how to claim Social Security for maximum benefit
  • Addressing healthcare and long-term care considerations to avoid surprises
  • Building a tax-smart plan for their next five years of earnings and contributions as well as for opportunities in the early retirement years

Today, Mark and Susan are approaching retirement with confidence. They know what they need to save, when they can transition, and how their money will support the life they envision.

This is why we do what we do … helping clients approach retirement not with fear, but with clarity, alignment, and excitement for what’s ahead.

Case Study 3: High Income Getting Finances Together

Bringing Financial Life Into Focus
(Names and details have been changed to protect privacy).

When Alex and Maria reached their early 40s, life was busy and full … demanding careers, two kids in school, and aging parents to support. Their income was strong, but they felt like their money was scattered. They had accounts in multiple places, no clear investment strategy, and no sense of whether they were on track for their long-term goals.

When they came to Petra, they weren’t looking for a quick fix; they wanted a plan that could bring order, clarity, and confidence. Together, we built a comprehensive wealth organization plan designed to help them align their money with their priorities:

  • Consolidating accounts and simplifying their financial picture
  • Creating a clear investment strategy that matched their risk tolerance and time horizon
  • Establishing a college funding plan for their children
  • Reviewing their insurance coverage and estate documents to protect what mattered most
  • Building a tax-efficient savings strategy to maximize their high earnings years

Today, Alex and Maria feel in control of their financial future for the first time. They know where everything stands, how each dollar is working toward their goals, and what steps to take next. As Alex said, “I have peace of mind now knowing that Petra has a team looking at and assessing all aspects of my finances and goals. I’ve never had this level of caring and attention placed on me or my family and it is truly priceless.”

This is what we love to do: help clients move from feeling overwhelmed to having a strong financial foundation and a clear path forward.

Case Study 4: People Looking to Leave Big Corporate Advisories

From Transactional to Truly Personal
(Names and details have been changed to protect privacy).

When Don and Cindy first contacted Petra Financial Advisors, they had been working with a large national investment firm for over a decade. Their portfolio was performing fine on paper, but they felt like just another account number. They rarely spoke to the same advisor twice, and their questions were met with generic reports rather than thoughtful conversations.

Don and Cindy wanted something different … a relationship with an advisor who knew their story, understood their goals, and could offer tailored guidance, not canned recommendations.

At Petra, we took the time to truly get to know Don and Cindy. Instead of rushing to “optimize” their portfolio, we started by learning what they wanted their wealth to accomplish: supporting their children, purchasing a vacation home, traveling while still healthy, and giving to organizations and causes they cared about. Together, we built a personalized financial plan that went far beyond investments:

  • Aligning their portfolio with their values and long-term goals
  • Helping think through appropriate financial boundaries with their children
  • Establishing charitable giving strategies that were both meaningful and tax-smart
  • Working together with their estate attorney to create an integrated estate plan
  • Offering ongoing access to the same advisory team … people they could actually call by name

Today, for the first time in their financial life, Don and Cindy are feeling seen, heard and cared for.

This is why we do what we do: building relationships as solid as the plans we create.

Case Study 5: Guiding a Widow Through Financial Transition Background

Preparing to lose her husband to a terminal illness, Linda (name changed for privacy) was not only grieving but also facing overwhelming financial decisions and the reality of raising their children on her own. Her husband had always managed the household finances, and now she was unsure where to turn.

The Challenge

Linda needed to:

  • Understand her current financial picture
  • Organize life insurance benefits, retirement accounts, and Social Security options
  • Make decisions about her children, home and future income needs
  • Ensure she had a clear plan for the years ahead … without feeling pressured or rushed

How Petra Helped

Our team approached Linda’s situation with both sensitivity and structure:

  • Stabilizing the present – We reviewed immediate cash flow, handled beneficiary paperwork, and coordinated with her attorney and CPA to prevent mistakes during an emotional time.
  • Creating clarity – Using simple visuals and plain language, we mapped out all of Linda’s resources, showing how they could support her both now and in the future
  • Designing a long-term plan – We built a comprehensive strategy for retirement income, investments, and risk protection that aligned with Linda’s new goals and lifestyle.
  • Providing ongoing support – Rather than rush decisions, we spread out the process, meeting regularly to help Linda make choices at her own pace and rebuild confidence in her financial future.

The Outcome

Linda now has:

  • A clear understanding of her finances
  • A steady, tax-efficient income stream
  • Confidence that her home and lifestyle are secure
  • A trusted relationship with advisors who listen first and guide with care

Case Study 6: Turning an Inheritance into a Plan

Mike and Mary Johnson, both in their early 50s, were beginning to think seriously about retirement. Mike’s demanding role as a first responder and their desire to spend more time with their kids prompted them to re-evaluate their financial picture, then an unexpected inheritance accelerated the conversation.

Mike’s brother had left them a generous mix of cash and investments. While grateful, they felt the weight of responsibility. They wanted to honor the gift, make wise decisions, and avoid letting the money sit idle. They agreed that professional guidance would be key to turning this into a long-term plan.

How Petra Helped

We began not with investments, but with purpose: What did they want this money to accomplish? What kind of life did they envision in the years ahead? Those conversations led to clarity, and a plan built to reflect it.

We helped the Johnsons allocate the inheritance across several goals: a dedicated fund for travel and family experiences, long-term investments aligned with their risk comfort, and a coordinated distribution strategy blending their inheritance with future pension benefits. We also provided clear education throughout, so every step felt informed and intentional.

After six months, they described feeling something they hadn’t felt in years: clarity. Their financial life had direction, and every dollar had a purpose: security, enjoyment, and legacy.

Take the First Step of Your Journey

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